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Ezcorp EZPW U.S.Pawn — Goodwill, Acquired During Period

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Other financials

Income statement

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Revenue$446.9M+45.9%
Gross profit$260.0M+45.7%
Operating income$67.8M+98.1%
Net income$49.1M+93.4%
EPS (diluted)$0.61+84.8%

Balance sheet

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Cash & equivalents$370.1M-28.1%
Total debt$800.2M-7.3%
Total equity$1.1B+31.5%
Total assets$2.1B+16.2%

Cash flow

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Operating cash flow$48.5M+31.2%
CapEx$10.5M+25.1%
Free cash flow$38.0M+33.0%

Valuation

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Market cap$1.83B+104%
Enterprise value$2.26B+92.7%
P/E12.5×+3.3×
P/S1.2×+0.5×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.6%+3.3pp
Net margin9.9%+2.5pp
FCF margin8.9%+0.2pp

Returns & leverage

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Return on equity14.9%+4.0pp
Debt / equity0.7×-0.3×
Current ratio4.7×+0.7×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:GoodwillAcquiredDuringPeriod.

The source filing: Ezcorp’s 10-K, filed November 13, 2025.

Filed
Nov 13, 2025
Fiscal year
FY2025
Accession
0000876523-25-000094
(in thousands)U.S. PawnLatin America PawnConsolidated
Balances as of September 30, 2023$255,942$46,430$302,372
Acquisitions(a)8,4868,486
Effect of foreign currency translation changes(4,380)(4,380)
Balances as of September 30, 2024$264,428$42,050$306,478
Acquisitions(a)3,63512,04515,680
Effect of foreign currency translation changes2,7312,731
Balances as of September 30, 2025$268,063$56,826$324,889

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Ezcorp's u.s.pawn — goodwill, acquired during period?
Ezcorp (EZPW) reported u.s.pawn — goodwill, acquired during period of $908.75K in Q3 2025.
How has Ezcorp's u.s.pawn — goodwill, acquired during period changed year-over-year?
Ezcorp's u.s.pawn — goodwill, acquired during period decreased by 57.2% year-over-year, from $2.12M to $908.75K.
What is the long-term trend for Ezcorp's u.s.pawn — goodwill, acquired during period?
Over 4 years (2021 to 2025), Ezcorp's u.s.pawn — goodwill, acquired during period has grown at a 9.3% compound annual growth rate (CAGR), from $2.54M to $3.64M.
What does u.s.pawn — goodwill, acquired during period mean?
This metric tracks the value of goodwill recognized on the balance sheet resulting from business combinations or acquisitions specifically attributed to the U.S. Pawn segment during the reporting period. It reflects the premium paid over the fair value of net identifiable assets, signaling the company's commitment to inorganic growth within the domestic market. High levels of this metric indicate active expansion through the purchase of existing pawn operations.

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