Ford Motor Company Ford Credit — Long-term debt (Note 18) increased by 3.7% to $89.67B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.9%, from $84.68B to $89.67B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Long-term debt (Note 18) shows an upward trend with a 3.5% CAGR.
High levels indicate significant reliance on debt markets to fund vehicle financing.
The total amount of long-term financial obligations held by the captive finance segment to fund its lending and leasing...
Standard debt reporting for capital-intensive financial services divisions.
f_segment_ford_credit_long_term_debt_note_18| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $77.13B | $73.48B | $71.20B | $70.16B | $67.18B | $65.21B | $69.61B | $72.05B | $74.73B | $74.69B | $80.10B | $80.20B | $81.64B | $84.62B | $84.68B | $84.19B | $84.11B | $86.46B | $89.67B |
| QoQ Change | — | -4.7% | -3.1% | -1.5% | -4.3% | -2.9% | +6.7% | +3.5% | +3.7% | -0.0% | +7.2% | +0.1% | +1.8% | +3.7% | +0.1% | -0.6% | -0.1% | +2.8% | +3.7% |
| YoY Change | — | — | — | — | -12.9% | -11.3% | -2.2% | +2.7% | +11.2% | +14.5% | +15.1% | +11.3% | +9.3% | +13.3% | +5.7% | +5.0% | +3.0% | +2.2% | +5.9% |