Business Segments · Long-term debt (Note 18)

Ford Credit — Long-term debt (Note 18)

Ford Motor Company Ford Credit — Long-term debt (Note 18) increased by 3.7% to $89.67B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.9%, from $84.68B to $89.67B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Long-term debt (Note 18) shows an upward trend with a 3.5% CAGR.

Analysis

StatementSegment
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ4 2017
Last reportedQ4 2025

How to read this metric

High levels indicate significant reliance on debt markets to fund vehicle financing.

Detailed definition

The total amount of long-term financial obligations held by the captive finance segment to fund its lending and leasing...

Peer comparison

Standard debt reporting for capital-intensive financial services divisions.

Metric ID: f_segment_ford_credit_long_term_debt_note_18

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$77.13B$73.48B$71.20B$70.16B$67.18B$65.21B$69.61B$72.05B$74.73B$74.69B$80.10B$80.20B$81.64B$84.62B$84.68B$84.19B$84.11B$86.46B$89.67B
QoQ Change-4.7%-3.1%-1.5%-4.3%-2.9%+6.7%+3.5%+3.7%-0.0%+7.2%+0.1%+1.8%+3.7%+0.1%-0.6%-0.1%+2.8%+3.7%
YoY Change-12.9%-11.3%-2.2%+2.7%+11.2%+14.5%+15.1%+11.3%+9.3%+13.3%+5.7%+5.0%+3.0%+2.2%+5.9%
Range$65.21B$89.67B
CAGR+3.4%
Avg YoY Growth+4.9%
Median YoY Growth+5.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is Ford Motor Company's ford credit — long-term debt (note 18)?
Ford Motor Company (F) reported ford credit — long-term debt (note 18) of $89.67B in Q4 2025.
How has Ford Motor Company's ford credit — long-term debt (note 18) changed year-over-year?
Ford Motor Company's ford credit — long-term debt (note 18) increased by 5.9% year-over-year, from $84.68B to $89.67B.
What is the long-term trend for Ford Motor Company's ford credit — long-term debt (note 18)?
Over 4 years (2021 to 2025), Ford Motor Company's ford credit — long-term debt (note 18) has grown at a 3.5% compound annual growth rate (CAGR), from $300.19B to $344.42B.
What does ford credit — long-term debt (note 18) mean?
Total long-term debt held by the finance segment.