Skip to content
OpenCapital
Get started

Ford Motor Company F Ford Credit — Wholesale Loans

Similar metrics at other companies

Paccar logo
PCARFinancial Services — Loans Receivable Wholesale Financing Loans
$3.88B-21.6%
Paccar logo
PCARFinancial Services — Loans Receivable Wholesale Financing Loans Decrease
$204.45M—
Bank of America logo
BACDealer Financial Services Loans — Loans and leases (includes $3,498 and $4,249 measured at fair value)
$53.9B-0.4%
Tesla, Inc. logo
TSLAAutomotive sales — Financing receivable, net of allowance for credit losses, current
$243M—
FVCBankcorp, Inc. logo
FVCBWhole sale deposits
$259.96M+4.0%
UWM Holdings logo
UWMCWarehouse lines of credit
$9.9B+30.7%

Other financials

Income statement

See full
Revenue$43.3B+6.4%
Gross profit$7.9B+45.2%
Operating income$2.3B+630%
Net income$2.6B+442%
EPS (diluted)$0.63+425%

Balance sheet

See full
Cash & equivalents$17.6B-15.4%
Total debt$567.0M-2.2%
Total equity$37.5B-16.1%
Total assets$282.43B-0.7%

Cash flow

See full
Operating cash flow$1.3B-64.2%
CapEx$2.4B+30.7%
Free cash flow-$1.1B-157%

Valuation

See full
Market cap$56.22B+33.5%
Enterprise value$39.14B+79.3%
P/S0.3×+0.1×

Profitability

See full
Gross margin13.4%-0.1pp
Operating margin-3.8%-6.1pp
Net margin-3.2%-5.9pp
FCF margin5%-0.1pp

Returns & leverage

See full
Return on equity-14.8%-26.3pp
Debt / equity0×0.0×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Ford Motor Company in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableRevolving.

The official record: Ford Motor Company’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ford Motor Company's ford credit — wholesale loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ford Motor Company's ford credit — wholesale loans?
Ford Motor Company (F) reported ford credit — wholesale loans of $22.75B in Q1 2026.
How has Ford Motor Company's ford credit — wholesale loans changed year-over-year?
Ford Motor Company's ford credit — wholesale loans decreased by 6.7% year-over-year, from $24.39B to $22.75B.
What is the long-term trend for Ford Motor Company's ford credit — wholesale loans?
Over 4 years (2021 to 2025), Ford Motor Company's ford credit — wholesale loans has grown at a 19.8% compound annual growth rate (CAGR), from $47.48B to $97.77B.
What does ford credit — wholesale loans mean?
This represents the financing provided to automotive dealers to purchase inventory from the manufacturer before it is sold to retail customers. It is a critical component of the supply chain financing ecosystem that supports dealer liquidity and vehicle distribution.