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First Business Financial Services FBIZ Premium Payment On Bank Owned Life Insurance Policies

Premium Payment On Bank Owned Life Insurance Policies at other companies

TFS Financial logo
TFS FinancialTFSL
$2.67M+7.2%
Eagle Bancorp logo
Eagle BancorpEGBN
-$805K-100%
TFS Financial logo
TFS FinancialTFSL
$2.67M+7.2%
Origin Bancorp logo
Origin BancorpOBK
$0+100%
Third Coast Bancshares, Inc. logo
Third Coast Bancshares, Inc.TCBX
$5M
Republic Bancorp logo
Republic BancorpRBCAA
-$564K

Other financials

Income statement

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Revenue$44.3M+8.5%
Net income$12.2M+9.2%
EPS (diluted)$1.44+9.1%

Balance sheet

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Cash & equivalents$137.1M-19.6%
Total debt$7.0M-7.5%
Total equity$380.1M+13.1%
Total assets$4.3B+9.5%

Cash flow

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Operating cash flow$3.1M-73.0%
CapEx$135.0K+68.8%
Free cash flow$2.9M-74.0%

Valuation

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Market cap$526.15M+34.1%
Enterprise value$396.05M+72.8%
P/E10.3×+1.8×
P/S3.1×+0.6×

Profitability

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Net margin29.8%+0.4pp
FCF margin30.7%-7.4pp

Returns & leverage

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Return on equity14.3%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Business Financial Services in its filing.

Tagged under the XBRL concept fbiz:PremiumPaymentOnBankOwnedLifeInsurancePolicies.

The official record: First Business Financial Services’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Business Financial Services's premium payment on bank owned life insurance policies?
First Business Financial Services (FBIZ) reported premium payment on bank owned life insurance policies of $0 in Q4 2025.
How has First Business Financial Services's premium payment on bank owned life insurance policies changed year-over-year?
First Business Financial Services's premium payment on bank owned life insurance policies decreased by 100.0% year-over-year, from $6.25K to $0.
What does premium payment on bank owned life insurance policies mean?
Represents cash outflows for premiums paid on Bank-Owned Life Insurance (BOLI) policies, which are used as a tax-efficient vehicle to offset employee benefit costs. These payments represent a long-term investment in assets that provide tax-deferred growth. Tracking these payments helps investors understand the bank's strategy for managing long-term compensation liabilities.