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FB Bancorp, Inc. FBLA Capital Conservation Buffer

Capital Conservation Buffer at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
14.3%-1.6pp
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Pathfinder BancorpPBHC
8%0.0pp
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
12%+0.9pp

Other financials

Income statement

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Revenue$18.7M+11.6%
Net income$119.0K-83.1%
EPS (diluted)$0.01-75.0%

Balance sheet

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Cash & equivalents$46.2M-53.1%
Total debt$36.4M+4.7%
Total equity$297.7M-10.2%
Total assets$1.3B+2.2%

Cash flow

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Operating cash flow$12.7M+79.9%
CapEx$82.0K-97.3%
Free cash flow$12.6M+216%

Valuation

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Market cap$243.39M+8.7%
P/E87.5×
P/S3.5×

Profitability

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Net margin-3.9%-4.0pp
FCF margin-33.1%

Returns & leverage

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Return on equity-1.1%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by FB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The official record: FB Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FB Bancorp, Inc.'s capital conservation buffer?
FB Bancorp, Inc. (FBLA) reported capital conservation buffer of 10% in Q1 2026.
How has FB Bancorp, Inc.'s capital conservation buffer changed year-over-year?
FB Bancorp, Inc.'s capital conservation buffer decreased by 0.0% year-over-year, from 10% to 10%.
What is the long-term trend for FB Bancorp, Inc.'s capital conservation buffer?
Over 2 years (2023 to 2025), FB Bancorp, Inc.'s capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from 10% to 10%.
What does capital conservation buffer mean?
The capital conservation buffer is a mandatory layer of high-quality capital that banks must hold above minimum regulatory requirements to absorb losses during periods of financial stress. Maintaining this buffer ensures the institution remains resilient and avoids restrictions on capital distributions.