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First Bancorp FBNC Q1 2026 earnings

Reported April 22, 2026 · Before market open

Revenue$122.3MMiss by $920.0K
EPS$1.13Beat by $0.04
Revenue estimate$123.2M
EPS estimate$1.09

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$129.6M
EPS estimate$1.19

Financials

Q1 2026

Income statement

See full
Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

See full
Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

See full
Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$2.33B+40.7%
Enterprise value$1.83B+83.8%
P/E19.2×+0.2×
P/S5.7×+1.2×

Profitability

See full
Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

See full
Return on equity7.6%+1.5pp
Debt / equity0.1×0.0×

Versus estimates

Revenue

Q2 2026$127.3MBeat by $1.2M
Q1 2026$122.3MMiss by $920.0K
Q4 2025$83.9MMiss by $38.5MQ3 2025$127.9MBeat by $14.2MQ2 2025$109.4MMiss by $4.0MQ1 2025$104.6MMiss by $3.0M

Diluted EPS

Q2 2026$1.22Beat by $0.07
Q1 2026$1.13Beat by $0.04
Q4 2025$1.19Beat by $0.16Q3 2025$1.01Beat by $0.16Q2 2025$0.93Beat by $0.05Q1 2025$0.84Beat by $0.06

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Questions, answered.

When did First Bancorp report Q1 2026 earnings?
First Bancorp (FBNC) reported Q1 2026 earnings on April 22, 2026 before market open.
What were First Bancorp's Q1 2026 revenue and EPS?
First Bancorp reported revenue of $122.3M and eps of $1.13 for Q1 2026.
Did First Bancorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $123.2M by $920.0K. EPS beat the consensus estimate of $1.09 by $0.04.
How did First Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 16.9% from $104.6M a year earlier and eps grew 34.5% from $0.84.
Where can I find First Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000811589-26-000065) and the 10-Q periodic report (0000811589-26-000073) directly on SEC EDGAR. The filing index links above go to sec.gov.