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First Bancorp FBNC Total Interest Income

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$111.79M+40.0%

Other financials

Income statement

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Revenue$127.3M+14.7%
Net income$50.5M+31.0%
EPS (diluted)$1.22+31.2%

Balance sheet

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Cash & equivalents$550.3M-22.6%
Total debt$89.0M-16.9%
Total equity$1.7B+10.3%
Total assets$13.0B+3.4%

Cash flow

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Operating cash flow$66.5M+45.4%
CapEx$1.0M-26.1%
Free cash flow$65.5M+47.6%

Valuation

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Market cap$2.68B+31.4%
Enterprise value$2.21B+54.5%
P/E20.1×-0.9×
P/S6.3×+0.9×

Profitability

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Net margin31.5%+5.9pp
FCF margin53.6%+0.1pp

Returns & leverage

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Return on equity8.1%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: First Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000811589-26-000153
($ in thousands, except per share data - unaudited)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Taxable interest income16,92516,85734,48132,381
Tax-exempt interest income1,1151,1162,2302,232
Other, principally overnight investments4,4305,8377,40211,324
Total interest income148,315136,731290,705269,355
Interest Expense
Interest on deposits35,81238,40569,85876,524
Interest on borrowings1,2371,6602,4653,318
Total interest expense37,04940,06572,32379,842

Item 1. - Financial Statements (unaudited)

FAQ

What is First Bancorp's total interest income?
First Bancorp (FBNC) reported total interest income of $148.32M in Q2 2026.
How has First Bancorp's total interest income changed year-over-year?
First Bancorp's total interest income increased by 8.5% year-over-year, from $136.73M to $148.32M.
What is the long-term trend for First Bancorp's total interest income?
Over 4 years (2021 to 2025), First Bancorp's total interest income has grown at a 21.5% compound annual growth rate (CAGR), from $255.92M to $557.19M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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