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First BanCorp FBP Consumer Retail Banking — Interest Expense Operating

Other segment segments

United States Operations
$15.05M-3.4%
Commercial And Corporate
$3.85M+1.8%
Treasury And Investments
$2.37M-57.5%
Virgin Islands Operations
$1.37M-27.9%
Mortgage Banking
$0

Similar metrics at other companies

Atlantic Union Bankshares logo
AUBConsumer Banking — Interest Expense Operating
$122.08M+51.9%
First Hawaiian, Inc. logo
FHBRetail Banking Business — Interest Expense Operating
-$108.71M-2.9%
Valley National Bank logo
VLYConsumer Banking — Interest Expense
$62.49M-4.5%
BOK Financial logo
BOKFConsumer Banking — Noninterest Expense
$63.49M+10.9%
BOK Financial logo
BOKFConsumer Banking — Interest Income (Expense), Operating
$55.99M-2.2%
Citizens Financial Group logo
CFGConsumer Banking — Noninterest Expense
$1.03B+7.8%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$3.9B+5.9%
Enterprise value$3.73B+47.2%
P/E10.9×-1.2×
P/S3.9×0.0×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's consumer retail banking — interest expense operating?
First BanCorp (FBP) reported consumer retail banking — interest expense operating of $36.26M in Q1 2026.
How has First BanCorp's consumer retail banking — interest expense operating changed year-over-year?
First BanCorp's consumer retail banking — interest expense operating decreased by 4.2% year-over-year, from $37.84M to $36.26M.
What is the long-term trend for First BanCorp's consumer retail banking — interest expense operating?
Over 2 years (2022 to 2025), First BanCorp's consumer retail banking — interest expense operating has grown at a 125.2% compound annual growth rate (CAGR), from $30.3M to $153.71M.
What does consumer retail banking — interest expense operating mean?
This reflects the total interest costs incurred by the consumer banking segment to fund its operations, primarily through customer deposits and other borrowings. Monitoring this helps assess the segment's sensitivity to interest rate fluctuations and its cost of capital.