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FS Bancorp, Inc. FSBW Commercial And Consumer Banking — Interest Expense Operating

Other segment segments

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.9M+2.7%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$29.7M-10.5%
Total debt$331.3M+36.6%
Total equity$319.0M+7.3%
Total assets$3.2B+0.1%

Cash flow

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Operating cash flow$52.0M+628%
CapEx$574.0K-55.6%
Free cash flow$51.4M+778%

Valuation

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Market cap$316.33M+7.1%
Enterprise value$617.87M+22.4%
P/E9.5×+0.6×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-0.7pp
Debt / equity+0.2×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: FS Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 3:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026740
INTEREST INCOMEThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Deposits13,90814,52028,62127,578
Borrowings2,1971,5853,5813,848
Subordinated notes9094861,600971
Total interest expense17,01416,59133,80232,397
NET INTEREST INCOME32,64832,11265,19363,093
PROVISION FOR CREDIT LOSSES2,6412,0215,1703,613
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES30,00730,09160,02359,480
NONINTEREST INCOME

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FAQ

What is FS Bancorp, Inc.'s commercial and consumer banking — interest expense operating?
FS Bancorp, Inc. (FSBW) reported commercial and consumer banking — interest expense operating of $10.72M in Q2 2026.
How has FS Bancorp, Inc.'s commercial and consumer banking — interest expense operating changed year-over-year?
FS Bancorp, Inc.'s commercial and consumer banking — interest expense operating increased by 1.5% year-over-year, from $10.57M to $10.72M.
What does commercial and consumer banking — interest expense operating mean?
Captures the aggregate interest costs incurred by the segment to fund its core banking operations, excluding specific debt categories. It serves as a primary indicator of the segment's cost of funds relative to its interest-earning assets.

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