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Stock Yards Bancorp SYBT Commercial Banking — Interest Expense Operating

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Other financials

Income statement

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Revenue$114.6M+17.1%
Net income$40.1M+17.7%
EPS (diluted)$1.31+13.9%

Balance sheet

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Cash & equivalents$89.3M-8.6%
Total debt$32.2M+0.5%
Total equity$1.2B+23.9%
Total assets$10.4B+12.6%

Cash flow

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Operating cash flow$12.2M-38.1%
CapEx$2.7M+41.1%
Free cash flow$9.5M-46.7%

Valuation

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Market cap$2.61B+19.9%
P/E17.4×+0.5×
P/S6.2×+0.4×

Profitability

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Net margin35.3%+1.0pp
FCF margin35.8%-1.5pp

Returns & leverage

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Return on equity13.3%-0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Stock Yards Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Stock Yards Bancorp’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 12:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-014783
Line itemThree months ended / March 31, 2026Three months ended / March 31, 2025
Federal funds purchased and other short-term borrowings6570
Federal Home Loan Bank advances2,9274,741
Subordinated debentures366408
Total interest expense39,22140,614
Net interest income78,42170,552
Provision for credit losses1,625900
Net interest income after provision expense76,79669,652
Non-interest income:

Item 1. Financial Statements

FAQ

What is Stock Yards Bancorp's commercial banking — interest expense operating?
Stock Yards Bancorp (SYBT) reported commercial banking — interest expense operating of $39.22M in Q1 2026.
How has Stock Yards Bancorp's commercial banking — interest expense operating changed year-over-year?
Stock Yards Bancorp's commercial banking — interest expense operating decreased by 3.4% year-over-year, from $40.61M to $39.22M.
What does commercial banking — interest expense operating mean?
The total cost incurred by the commercial banking segment to fund its operations, primarily through interest paid on deposits and borrowed funds. This metric reflects the bank's cost of capital and its sensitivity to interest rate fluctuations in the broader market. Managing this expense is critical for maintaining competitive net interest margins.

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