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FS Bancorp, Inc. FSBW Home Lending — Interest Expense Operating

Other segment segments

Commercial And Consumer Banking
$10.79M+7.9%

Similar metrics at other companies

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BETRHome Finance — Interest Expense, Operating
$5.46M+15.4%
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NRIMHome Mortgage Lending — Interest Expense
$1.39M+3.6%
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NRIMHome Mortgage Lending — Interest Income (Expense), Operating
$2.8M-8.2%
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NRIMHome Mortgage Lending — Noninterest Expense
$7.2M+11.0%
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BETRHome Finance — Interest Income (Expense), Operating
$2.5M-31.5%
Navient logo
NAVIConsumer Lending — Interest Expense Operating
$181M0.0%

Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.8M-2.4%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$38.7M-38.3%
Total debt$172.9M+134%
Total equity$313.9M+5.0%
Total assets$3.2B+4.5%

Cash flow

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Operating cash flow$8.7M+6.6%
CapEx$273.0K-22.0%
Free cash flow$8.4M+7.8%

Valuation

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Market cap$316.6M+7.8%
Enterprise value$450.77M+47.8%
P/E9.6×+1.1×
P/S7.9×-0.7×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-1.2pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: FS Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FS Bancorp, Inc.'s home lending — interest expense operating?
FS Bancorp, Inc. (FSBW) reported home lending — interest expense operating of $6M in Q1 2026.
How has FS Bancorp, Inc.'s home lending — interest expense operating changed year-over-year?
FS Bancorp, Inc.'s home lending — interest expense operating increased by 3.4% year-over-year, from $5.8M to $6M.
What is the long-term trend for FS Bancorp, Inc.'s home lending — interest expense operating?
Over 3 years (2022 to 2025), FS Bancorp, Inc.'s home lending — interest expense operating has grown at a 45.6% compound annual growth rate (CAGR), from $7.93M to $24.47M.
What does home lending — interest expense operating mean?
This represents the total interest expense incurred by the home lending segment to support its core lending operations. It includes both external interest payments and internal funding costs required to maintain the segment's loan portfolio. This metric is critical for assessing the net interest margin and overall funding efficiency of the segment.