Navient NAVI Consumer Lending — Interest Expense Operating

Other segment segments

Similar metrics at other companies

AUBConsumer Banking — Interest Expense Operating

$122.08M+51.9%

CASHConsumer — Interest Expense

$10.93M-6.6%

FBPConsumer Retail Banking — Interest Expense Operating

$36.26M-4.2%

WALConsumer Related Segment — Interest Expense

$150.7M-3.4%

VLYConsumer Banking — Interest Expense

$62.49M-4.5%

WFCConsumer Banking and Lending — Total noninterest expense

$6.59B+3.9%

Questions, answered.

What is Navient's consumer lending — interest expense operating?

Navient (NAVI) reported consumer lending — interest expense operating of $181M in Q1 2026.

How has Navient's consumer lending — interest expense operating changed year-over-year?

Navient's consumer lending — interest expense operating decreased by 0.0% year-over-year, from $181M to $181M.

What is the long-term trend for Navient's consumer lending — interest expense operating?

Over 2 years (2022 to 2025), Navient's consumer lending — interest expense operating has grown at a 9.4% compound annual growth rate (CAGR), from $611M to $731M.

What does consumer lending — interest expense operating mean?

Represents the costs incurred by the consumer lending segment to fund its operations, primarily through debt financing and interest payments on liabilities. This metric is critical for evaluating the segment's cost of capital and its ability to manage interest rate risk. High interest expenses relative to income can compress the segment's net interest margin.