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First BanCorp FBP United States Operations — Interest Income Expense Net

Other segment segments

Consumer Retail Banking
$144.96M+1.4%
Commercial And Corporate
$44.66M+4.3%
Treasury And Investments
-$25.1M+9.2%
Mortgage Banking
$17.8M+1.2%
Virgin Islands Operations
$16.74M+5.6%

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CPRTNon Us — Interest Income Expense Nonoperating Net
$3.37M-4.0%
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PSMTUnited ‎States ‎Operations — Operating Income (Loss)
$6.55M+600%
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PSMTUnited ‎States ‎Operations — Interest Expense, Nonoperating
$1.03M-15.4%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's united states operations — interest income expense net?
First BanCorp (FBP) reported united states operations — interest income expense net of $21.9M in Q1 2026.
How has First BanCorp's united states operations — interest income expense net changed year-over-year?
First BanCorp's united states operations — interest income expense net increased by 5.3% year-over-year, from $20.79M to $21.9M.
What is the long-term trend for First BanCorp's united states operations — interest income expense net?
Over 4 years (2021 to 2025), First BanCorp's united states operations — interest income expense net has grown at a 7.3% compound annual growth rate (CAGR), from $65.97M to $87.34M.
What does united states operations — interest income expense net mean?
This represents the net interest margin generated by the segment after subtracting interest expenses from interest income. It serves as a primary indicator of the segment's core profitability from lending and deposit-taking activities.