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First BanCorp FBP Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$3.39B+0.9%
International Bancshares logo
International BancsharesIBOC
$4.47B-6.5%
First Financial Bancorp logo
First Financial BancorpFFBC
$3.98B+26.0%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$6.52B-5.3%
Popular logo
PopularBPOP
$15.79B+4.1%
Regions Financial logo
Regions FinancialRF
$40.06B-0.9%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's noninterest-bearing deposits?
First BanCorp (FBP) reported noninterest-bearing deposits of $5.55B in Q1 2026.
How has First BanCorp's noninterest-bearing deposits changed year-over-year?
First BanCorp's noninterest-bearing deposits decreased by 1.3% year-over-year, from $5.63B to $5.55B.
What is the long-term trend for First BanCorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), First BanCorp's noninterest-bearing deposits has grown at a 4.1% compound annual growth rate (CAGR), from $4.55B to $5.55B.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not accrue interest for the depositor, serving as a low-cost source of funding for the bank. A higher proportion of these deposits typically enhances the bank's net interest margin by reducing overall interest expense. This metric is a key indicator of the bank's ability to attract and retain core customer liquidity.