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First BanCorp FBP Effective Income Tax Rate Reconciliation Preferential Tax Treatment On Qualifiedi Nvesting And Lending Activities

Effective Income Tax Rate Reconciliation Preferential Tax Treatment On Qualifiedi Nvesting And Lending Activities at other companies

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Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.03B+19.7%
Enterprise value$3.86B+30.7%
P/E11.3×+0.3×
P/S+0.5×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:EffectiveIncomeTaxRateReconciliationPreferentialTaxTreatmentOnQualifiediNvestingAndLendingActivities.

The official record: First BanCorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's effective income tax rate reconciliation preferential tax treatment on qualifiedi nvesting and lending activities?
First BanCorp (FBP) reported effective income tax rate reconciliation preferential tax treatment on qualifiedi nvesting and lending activities of -4.3% in Q4 2025.
What does effective income tax rate reconciliation preferential tax treatment on qualifiedi nvesting and lending activities mean?
This metric reflects the percentage point impact on the effective tax rate due to preferential tax treatments on qualified lending and investment activities. It serves as a measure of how effectively the company utilizes regulatory tax incentives to optimize its tax position.