Skip to content

First BanCorp FBP Legal Surplus Reserve Rate

Legal Surplus Reserve Rate at other companies

Tecnoglass logo
TecnoglassTGLS
$1.46M0.0%
Imax logo
ImaxIMAX
$4.22M+2.8%
ACM Research logo
ACM ResearchACMR
$0
Churchill Downs logo
Churchill DownsCHDN
$0
OFG Bancorp logo
OFG BancorpOFG
$500.6M+5.3%
Popular logo
PopularBPOP
$0

Other financials

Income statement

See full
Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

See full
Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

See full
Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

See full
Market cap$4.06B+5.9%

Profitability

See full
Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

See full
Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:LegalSurplusReserveRate.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about First BanCorp's legal surplus reserve rate.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First BanCorp's legal surplus reserve rate?
First BanCorp (FBP) reported legal surplus reserve rate of 10% in Q1 2026.
How has First BanCorp's legal surplus reserve rate changed year-over-year?
First BanCorp's legal surplus reserve rate decreased by 0.0% year-over-year, from 10% to 10%.
What does legal surplus reserve rate mean?
The percentage rate mandated by local regulations or corporate bylaws that requires a portion of net income to be set aside into a legal reserve. This reserve acts as a capital buffer to protect creditors and ensure financial stability. It is a regulatory compliance metric that dictates the portion of earnings restricted from dividend distribution.