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First BanCorp FBP Overdrafts Prearranged Lines Of Credit

Overdrafts Prearranged Lines Of Credit at other companies

SMP
Standard Motor ProductsSMP
$93K-51.3%
PepsiCo logo
PepsiCoPEP
$0
Luxfer Holdings logo
Luxfer HoldingsLXFR
$0+100%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$300K0.0%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$99K-43.4%
Global Payments logo
Global PaymentsGPN
$1.01B+38.8%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.1B+18.7%
Enterprise value$3.93B+29.4%
P/E11.5×+0.2×
P/S4.1×+0.5×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:OverdraftsPrearrangedLinesOfCredit.

The official record: First BanCorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's overdrafts prearranged lines of credit?
First BanCorp (FBP) reported overdrafts prearranged lines of credit of $26.1M in Q4 2025.
How has First BanCorp's overdrafts prearranged lines of credit changed year-over-year?
First BanCorp's overdrafts prearranged lines of credit increased by 2.0% year-over-year, from $25.6M to $26.1M.
What is the long-term trend for First BanCorp's overdrafts prearranged lines of credit?
Over 5 years (2020 to 2025), First BanCorp's overdrafts prearranged lines of credit has grown at a 0.1% compound annual growth rate (CAGR), from $26M to $26.1M.
What does overdrafts prearranged lines of credit mean?
This metric tracks the total balance of overdrafts and prearranged lines of credit extended to retail and commercial customers. It reflects the bank's exposure to short-term consumer credit and the utilization of revolving credit facilities by its client base.