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First BanCorp FBP Weighted-Average Discount Rate

Weighted-Average Discount Rate at other companies

Center Bancorp logo
Center BancorpCNOB
6%0.0pp
First Commonwealth Financial logo
First Commonwealth FinancialFCF
4.8%-0.5pp

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.

The official record: First BanCorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's weighted-average discount rate?
First BanCorp (FBP) reported weighted-average discount rate of 5.3% in Q4 2025.
How has First BanCorp's weighted-average discount rate changed year-over-year?
First BanCorp's weighted-average discount rate decreased by 4.8% year-over-year, from 5.6% to 5.3%.
What is the long-term trend for First BanCorp's weighted-average discount rate?
Over 4 years (2021 to 2025), First BanCorp's weighted-average discount rate has grown at a 17.8% compound annual growth rate (CAGR), from 2.8% to 5.3%.
What does weighted-average discount rate mean?
This represents the average interest rate used to calculate the present value of the company's lease liabilities. It reflects the company's incremental borrowing rate or the rate implicit in the leases. This metric is essential for understanding the cost of capital embedded in the company's off-balance-sheet financing arrangements.