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First Capital FCAP Q1 2025 Annual earnings

Reported April 25, 2025 · Before market open

Revenue$15.2M
EPS$0.97

Next report

Oct 23, 2026 (in 3 months)

Financials

Q1 2025

Income statement

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Revenue$11.4M+572%
Net income$3.2M+9.6%
EPS (diluted)$0.97+10.2%

Balance sheet

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Cash & equivalents$26.0M+32.0%
Total equity$120.1M+13.6%
Total assets$1.2B+5.0%

Cash flow

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Operating cash flow$4.4M-39.2%
CapEx$220.0K+38.4%
Free cash flow$4.2M-41.0%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$127.88M+33.9%
P/E10.5×+2.5×
P/S2.9×+0.6×

Profitability

See full
Net margin27.5%-0.7pp
FCF margin42.2%—

Returns & leverage

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Return on equity10.8%-1.1pp

Segments

By product

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ATM And Debit Card Fees$1.0M-2.3%

Versus estimates

Revenue

Q2 2026$17.8MQ1 2026$17.0MQ4 2025$17.1MQ2 2025$16.1M
Q1 2025$15.2M

Diluted EPS

Q2 2026$1.43Q1 2026$1.30Q4 2025$1.46Q3 2025$1.34Q2 2025$1.13
Q1 2025$0.97

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Questions, answered.

When did First Capital report Q1 2025 earnings?
First Capital (FCAP) reported Q1 2025 earnings on April 25, 2025 before market open.
What were First Capital's Q1 2025 revenue and EPS?
First Capital reported revenue of $15.2M and eps of $0.97 for Q1 2025.
How did First Capital's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.5% from $13.7M a year earlier and eps grew 10.2% from $0.88.
Where can I find First Capital's Q1 2025 SEC filings?
You can read the 10-K periodic report (0001171843-25-001868) directly on SEC EDGAR. The filing index links above go to sec.gov.