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Net loans at other companies

Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$230.7M+4.7%

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:AccountsReceivableNet.

The official record: FirstCash Holdings’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's net loans?
FirstCash Holdings (FCFS) reported net loans of $115.85M in Q4 2025.
How has FirstCash Holdings's net loans changed year-over-year?
FirstCash Holdings's net loans increased by 58.0% year-over-year, from $73.33M to $115.85M.
What is the long-term trend for FirstCash Holdings's net loans?
Over 5 years (2020 to 2025), FirstCash Holdings's net loans has grown at a 23.0% compound annual growth rate (CAGR), from $41.11M to $115.85M.
What does net loans mean?
The total value of loans owed to the company minus the expected losses from those loans.
How do you interpret net loans?
An increase indicates growth in the lending business, while a decrease may signal tighter credit standards or reduced demand for pawn loans.
How does net loans compare across companies?
Common in financial services; peers are evaluated based on loan growth rates and the ratio of allowance to total loans.