Discontinued — last reported Q3 '24

Non-Current Assets

Net loans

Affirm Holdings, Inc. Net loans decreased by 14.0% to $230.70M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.7%, from $220.28M to $230.70M. Over 4 years (FY 2021 to FY 2025), Net loans shows an upward trend with a 46.9% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ3 2024

How to read this metric

Growth indicates expansion of the lending business, while a decline suggests tightening credit standards or reduced demand.

Detailed definition

This represents the total outstanding loan portfolio after deducting the allowance for credit losses. It is the primary...

Peer comparison

Standard for financial institutions; compared against total assets and industry loan growth rates.

Metric ID: bank_net_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$91.58M$100.95M$134.57M$124.61M$142.05M$147.76M$201.62M$135.82M$199.09M$236.23M$307.29M$293.39M$353.03M$308.39M$203.63M$220.28M$426.18M$283.73M$268.18M$230.70M
QoQ Change+10.2%+33.3%-7.4%+14.0%+4.0%+36.5%-32.6%+46.6%+18.7%+30.1%-4.5%+20.3%-12.6%-34.0%+8.2%+93.5%-33.4%-5.5%-14.0%
YoY Change+55.1%+46.4%+49.8%+9.0%+40.1%+59.9%+52.4%+116.0%+77.3%+30.5%-33.7%-24.9%+20.7%-8.0%+31.7%+4.7%
Range$91.58M$426.18M
CAGR+21.5%
Avg YoY Growth+32.9%
Median YoY Growth+35.9%
Current Streak3 quarters decline

Frequently Asked Questions

What is Affirm Holdings, Inc.'s net loans?
Affirm Holdings, Inc. (AFRM) reported net loans of $230.70M in Q1 2026.
How has Affirm Holdings, Inc.'s net loans changed year-over-year?
Affirm Holdings, Inc.'s net loans increased by 4.7% year-over-year, from $220.28M to $230.70M.
What is the long-term trend for Affirm Holdings, Inc.'s net loans?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s net loans has grown at a 46.9% compound annual growth rate (CAGR), from $91.58M to $426.18M.
What does net loans mean?
Total loans owed to the company minus the estimated amount that will not be repaid.