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Segments

By geography

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Latin America$0

Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Administrative expenses66,82559,263132,603107,786
Depreciation and amortization32,44025,86463,95651,366
Interest expense35,70226,33770,23053,808
Interest income(417)(527)(644)(1,756)
Loss (gain) on foreign exchange1,738(1,271)636(1,285)
Merger and acquisition expenses6,3582,7777,2233,239
Other income, net(3,717)(3,199)(7,250)(5,514)
Total expenses and other income406,667331,737803,921644,723

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's interest income?
FirstCash Holdings (FCFS) reported interest income of $417K in Q2 2026.
How has FirstCash Holdings's interest income changed year-over-year?
FirstCash Holdings's interest income decreased by 20.9% year-over-year, from $527K to $417K.
What is the long-term trend for FirstCash Holdings's interest income?
Over 4 years (2021 to 2025), FirstCash Holdings's interest income has grown at a 43.3% compound annual growth rate (CAGR), from $696K to $2.94M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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