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Enova International ENVA Interest Income

Interest Income at other companies

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$150.3M+10.1%
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$150.53M+8.2%
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Primis Financial Corp.FRST
$52.93M+18.4%
NEC
Northeast Community BancorpNECB
$35.17M-4.3%
OP Bancorp logo
OP BancorpOPBK
$35.73M+4.3%
WaFd, Inc. logo
WaFd, Inc.WAFD
$267.24M-4.4%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Consumer loans and finance receivables revenue$477,419$428,311$923,226$859,136
Small business loans and finance receivables revenue439,270326,266856,770630,862
Total loans and finance receivables revenue916,689754,5771,779,9961,489,998
Other12,2389,46624,07319,586
Total revenue$928,927$764,043$1,804,069$1,509,584

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's interest income?
Enova International (ENVA) reported interest income of $916.69M in Q2 2026.
How has Enova International's interest income changed year-over-year?
Enova International's interest income increased by 21.5% year-over-year, from $754.58M to $916.69M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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