What is OppFi's interest income?

OppFi (OPFI) reported interest income of $150.53M in Q1 2026.

How has OppFi's interest income changed year-over-year?

OppFi's interest income increased by 8.2% year-over-year, from $139.12M to $150.53M.

What is the long-term trend for OppFi's interest income?

Over 4 years (2021 to 2025), OppFi's interest income has grown at a 14.1% compound annual growth rate (CAGR), from $349.03M to $591.77M.

What does interest income mean?

Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

OppFi OPFI Interest Income

Interest Income at other companies

Enova InternationalENVA

$863.31M+17.4%

Q2 HoldingsQTWO

$3.27M-28.7%

SoFi Technologies, Inc.SOFI

$68.81M+35.1%

Peoples BancorpPEBO

$108.69M+1.3%

Hilltop HoldingsHTH

$130.09M+4.3%

The BancorpTBBK

$107.55M-1.3%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$799.28M+138%

Enterprise value$710.29M+175%

P/E12.1×-21.8×

P/S2.1×+1.2×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's interest income?: OppFi (OPFI) reported interest income of $150.53M in Q1 2026.
How has OppFi's interest income changed year-over-year?: OppFi's interest income increased by 8.2% year-over-year, from $139.12M to $150.53M.
What is the long-term trend for OppFi's interest income?: Over 4 years (2021 to 2025), OppFi's interest income has grown at a 14.1% compound annual growth rate (CAGR), from $349.03M to $591.77M.
What does interest income mean?: Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.