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Q2 Holdings QTWO Interest Income

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Other financials

Income statement

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Revenue$219.8M+12.6%
Gross profit$130.2M+24.5%
Operating income$29.3M+198%
Net income$29.9M+154%
EPS (diluted)$0.46+156%

Balance sheet

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Cash & equivalents$99.9M-73.5%
Total debt$40.9M-92.4%
Total equity$643.5M+10.1%
Total assets$968.4M-30.1%

Cash flow

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Operating cash flow$60.7M+24.7%
CapEx$1.7M+30.1%
Free cash flow$59.0M+24.5%

Valuation

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Market cap$3.96B-13.9%
Enterprise value$3.9B-18.1%
P/E43×-931×
P/S4.7×-1.5×

Profitability

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Gross margin57%+4.4pp
Operating margin10%+9.7pp
Net margin10.9%+10.2pp
FCF margin25.2%+2.0pp

Returns & leverage

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Return on equity15%+14.1pp
Debt / equity0.1×-0.9×
Current ratio0.9×0.0×

Where this comes from

Reported directly by Q2 Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestAndOtherIncome.

The source filing: Q2 Holdings’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001410384-26-000053
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total operating expenses100,85994,724201,084193,525
Income from operations29,3419,84057,03012,029
Other income (expense):
Interest and other income3,4055,0036,6749,589
Interest and other expense(1,029)(1,346)(2,234)(2,881)
Total other income, net2,3763,6574,4406,708
Income before income taxes31,71713,49761,47018,737
Provision for income taxes(1,859)(1,733)(4,973)(2,220)

Item 1. Financial Statements.

FAQ

What is Q2 Holdings's interest income?
Q2 Holdings (QTWO) reported interest income of $3.41M in Q2 2026.
How has Q2 Holdings's interest income changed year-over-year?
Q2 Holdings's interest income decreased by 31.9% year-over-year, from $5M to $3.41M.
What is the long-term trend for Q2 Holdings's interest income?
Over 4 years (2021 to 2025), Q2 Holdings's interest income has grown at a 92.4% compound annual growth rate (CAGR), from $1.48M to $20.24M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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