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nCino, Inc. NCNO Interest Income

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Segments

By segment

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Reportable Segment$366K-12.2%

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-31.6%
Enterprise value$2.3B-22.8%
P/E156.7×
P/S3.4×-1.9×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemThree Months Ended April 30, 2025Three Months Ended April 30, 2026
Total operating expenses87,95579,819
Income (loss) from operations(1,513)21,119
Non-operating income (expense)
Interest income417366
Interest expense(4,450)(4,481)
Other income (expense), net16,097(333)
Income before income taxes10,55116,671
Income tax provision4,5341,680

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s interest income?
nCino, Inc. (NCNO) reported interest income of $366K in Q1 2026.
How has nCino, Inc.'s interest income changed year-over-year?
nCino, Inc.'s interest income decreased by 12.2% year-over-year, from $417K to $366K.
What is the long-term trend for nCino, Inc.'s interest income?
Over 4 years (2022 to 2026), nCino, Inc.'s interest income has grown at a 64.7% compound annual growth rate (CAGR), from $194K to $1.43M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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