What is nCino, Inc.'s interest income?

nCino, Inc. (NCNO) reported interest income of $366K in Q1 2026.

How has nCino, Inc.'s interest income changed year-over-year?

nCino, Inc.'s interest income decreased by 12.2% year-over-year, from $417K to $366K.

What is the long-term trend for nCino, Inc.'s interest income?

Over 4 years (2022 to 2026), nCino, Inc.'s interest income has grown at a 64.7% compound annual growth rate (CAGR), from $194K to $1.43M.

What does interest income mean?

Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

nCino, Inc. NCNO Interest Income

Interest Income at other companies

Fidelity National Information ServicesFIS

$6M-76.2%

Q2 HoldingsQTWO

$3.27M-28.7%

Alkami Technology, Inc.ALKT

$762K-30.5%

ACI WorldwideACIW

$3.61M-11.3%

Stellar BancorpSTEL

$119.78M-0.7%

Enterprise Financial ServicesEFSC

$185.17M+1.8%

Segments

By segment

See full

Reportable Segment$366K-12.2%

Other financials

Income statement

See full

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

See full

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

See full

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation

See full

Market cap$1.61B-25.8%

Profitability

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Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s interest income?: nCino, Inc. (NCNO) reported interest income of $366K in Q1 2026.
How has nCino, Inc.'s interest income changed year-over-year?: nCino, Inc.'s interest income decreased by 12.2% year-over-year, from $417K to $366K.
What is the long-term trend for nCino, Inc.'s interest income?: Over 4 years (2022 to 2026), nCino, Inc.'s interest income has grown at a 64.7% compound annual growth rate (CAGR), from $194K to $1.43M.
What does interest income mean?: Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.