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Old Second Bancorp OSBC Interest Income

Interest Income at other companies

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$102.34M+35.7%

Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+45.5%
Enterprise value$1.52B
P/E13.9×+3.4×
P/S3.4×+0.4×

Profitability

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Net margin24.2%-4.4pp
FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DividendIncomeOperating.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Securities:
Taxable9,0889,95918,03719,186
Tax exempt1,1321,2292,2872,489
Dividends from FHLBC and FRBC stock5352731,047746
Interest earning deposits with financial institutions5271,7841,0762,772
Total interest and dividend income101,18975,238199,535148,803
Interest expense
Savings, NOW, and money market deposits7,5125,60614,65910,519

Item 1. Financial Statements

FAQ

What is Old Second Bancorp's interest income?
Old Second Bancorp (OSBC) reported interest income of $535K in Q2 2026.
How has Old Second Bancorp's interest income changed year-over-year?
Old Second Bancorp's interest income increased by 96.0% year-over-year, from $273K to $535K.
What is the long-term trend for Old Second Bancorp's interest income?
Over 4 years (2021 to 2025), Old Second Bancorp's interest income has grown at a 35.1% compound annual growth rate (CAGR), from $456K to $1.52M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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