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FirstCash Holdings FCFS Provision for lease losses

Provision for lease losses at other companies

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PNC Financial ServicesPNC
$210M-4.1%
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Ally FinancialALLY
$13M-88.6%
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$46.23M
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First Citizens BancSharesFCNCA
$72M-53.2%
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Citizens Financial GroupCFG
$49M-16.9%
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PopularBPOP

Segments

By geography

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Latin America$0

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:NetInvestmentInLeaseCreditLossExpenseReversal.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's provision for lease losses?
FirstCash Holdings (FCFS) reported provision for lease losses of $29.74M in Q1 2026.
How has FirstCash Holdings's provision for lease losses changed year-over-year?
FirstCash Holdings's provision for lease losses increased by 7.9% year-over-year, from $27.56M to $29.74M.
What is the long-term trend for FirstCash Holdings's provision for lease losses?
Over 4 years (2021 to 2025), FirstCash Holdings's provision for lease losses has grown at a 116.9% compound annual growth rate (CAGR), from $5.44M to $120.36M.
What does provision for lease losses mean?
The cost associated with expected defaults on lease agreements.
How do you interpret provision for lease losses?
Rising expenses indicate deteriorating credit quality in the customer base, while reversals suggest improved collection performance.
How does provision for lease losses compare across companies?
Standard for financial services and retail companies offering consumer credit.