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Loan modifications at other companies

Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$2
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
2
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$800K-80.0%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$418K-10.7%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$16.3M-1.2%
Simmons First National logo
Simmons First NationalSFNC
$0.25

Other financials

Income statement

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Revenue$2.4B+2.5%
Net income$672.0M+16.9%
EPS (diluted)$55.52+31.1%

Balance sheet

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Cash & equivalents$1.5B+70.9%
Total debt$32.7B-16.1%
Total equity$21.9B-1.8%
Total assets$236.84B+3.1%

Cash flow

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Operating cash flow$1.0B+21.4%
CapEx$102.0M-19.0%
Free cash flow$941.0M+28.4%

Valuation

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Market cap$25.37B+4.9%
Enterprise value$56.58B-9.2%
P/E10.8×+0.7×
P/S2.6×+0.1×

Profitability

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Net margin24.5%-0.7pp
FCF margin25.6%-1.8pp

Returns & leverage

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Return on equity10.7%-0.1pp
Debt / equity1.5×-0.3×

Where this comes from

Reported directly by First Citizens BancShares in its filing.

Tagged under the XBRL concept fcnca:FinancingReceivableExcludingAccruedInterestModifiedAmortizedCostOfLoans.

The source filing: First Citizens BancShares’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 9:12 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000798941-26-000024

The following tables present the amortized cost of loan modifications made to debtors experiencing financial difficulty, disaggregated by class and type of loan modification. The tables also provide financial effects by type of such loan modifications for the respective loan class. Loan modifications for principal forgiveness round to less than $1 million for all loan classes in all periods presented and are not presented in the following tables.

Item 1. Financial Statements.

FAQ

What is First Citizens BancShares's loan modifications?
First Citizens BancShares (FCNCA) reported loan modifications of $1M in Q1 2026.
What does loan modifications mean?
Loan modifications as reported by First Citizens BancShares Inc.

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