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First Citizens BancShares FCNCA Total Interest Expense

Total Interest Expense at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$4.47B-0.4%
GATX logo
GATXGATX
$7.35M+21.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.39B-8.5%
United Community Banks logo
United Community BanksUCB
$103.47M+3,857%
Citizens Financial Group logo
Citizens Financial GroupCFG
$139M-12.0%
HOM
Home BancSharesHOMB
$87.43M-1.2%

Other financials

Income statement

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Revenue$2.4B+2.5%
Net income$672.0M+16.9%
EPS (diluted)$55.52+31.1%

Balance sheet

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Cash & equivalents$1.5B+70.9%
Total debt$32.7B-16.1%
Total equity$21.9B-1.8%
Total assets$236.84B+3.1%

Cash flow

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Operating cash flow$1.0B+21.4%
CapEx$102.0M-19.0%
Free cash flow$941.0M+28.4%

Valuation

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Market cap$25.27B+5.8%
Enterprise value$56.49B-8.9%
P/E10.7×+0.8×
P/S2.6×+0.1×

Profitability

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Net margin24.5%-0.7pp
FCF margin25.6%-1.8pp

Returns & leverage

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Return on equity10.7%-0.1pp
Debt / equity1.5×-0.3×

Where this comes from

Reported directly by First Citizens BancShares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: First Citizens BancShares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:33 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000798941-26-000031
dollars in millions, except share and per share dataThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Deposits at banks197256393501
Total interest income2,8512,9455,6375,840
Interest expense
Deposits8818941,7141,787
Borrowings314356646695
Total interest expense1,1951,2502,3602,482
Net interest income1,6561,6953,2773,358
(Benefit) provision for credit losses(10)11562269

Item 1. Financial Statements.

FAQ

What is First Citizens BancShares's total interest expense?
First Citizens BancShares (FCNCA) reported total interest expense of $881M in Q2 2026.
How has First Citizens BancShares's total interest expense changed year-over-year?
First Citizens BancShares's total interest expense decreased by 1.5% year-over-year, from $894M to $881M.
What is the long-term trend for First Citizens BancShares's total interest expense?
Over 4 years (2021 to 2025), First Citizens BancShares's total interest expense has grown at a 222.3% compound annual growth rate (CAGR), from $33M to $3.56B.
What does total interest expense mean?
This represents the total interest costs incurred on all interest-bearing liabilities, including customer deposits, wholesale borrowings, and long-term debt. It reflects the bank's cost of funding its operations.

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