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United Community Banks UCB Total Interest Expense

Total Interest Expense at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$881M-1.5%
Regions Financial logo
Regions FinancialRF
$52M-32.5%
BankUnited logo
BankUnitedBKU
$146.61M-14.1%
HOM
Home BancSharesHOMB
$87.43M-1.2%
Associated Banc-Corp logo
Associated Banc-CorpASB
$253.26M+2,267%
UBS
United BanksharesUBSI
$5.32M-11.6%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.28B+19.0%
Enterprise value$4.21B+32.4%
P/E11.3×-1.8×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's total interest expense?
United Community Banks (UCB) reported total interest expense of $103.47M in Q2 2026.
How has United Community Banks's total interest expense changed year-over-year?
United Community Banks's total interest expense increased by 3856.8% year-over-year, from $2.62M to $103.47M.
What is the long-term trend for United Community Banks's total interest expense?
Over 4 years (2021 to 2025), United Community Banks's total interest expense has grown at a -13.3% compound annual growth rate (CAGR), from $14.91M to $8.41M.
What does total interest expense mean?
This is the aggregate interest paid on all interest-bearing liabilities, including customer deposits, wholesale borrowings, and long-term debt. It is a critical measure of the bank's cost of funds and its ability to manage interest rate risk.

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