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United Bankshares UBSI Total Interest Expense

Total Interest Expense at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$1.68B-8.8%
First United logo
First UnitedFUNC
$524K-61.3%
Chain Bridge Bancorp logo
Chain Bridge BancorpCBNA
$595K-33.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$93.04M+21.3%
United Community Banks logo
United Community BanksUCB
$103.47M+3,857%
HOM
Home BancSharesHOMB
$87.43M-1.2%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.62B+30.2%
Enterprise value$5.09B+52.9%
P/E12.8×0.0×
P/S5.2×+0.6×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Interest expense
Interest on deposits126,141139,156252,869275,444
Interest on short-term borrowings1,4251,4882,8642,938
Interest on long-term borrowings5,3196,01510,56611,869
Total interest expense132,885146,659266,299290,251
Net interest income285,312274,537567,827534,592
Provision for credit losses4,9615,88912,73734,992
Net interest income after provision for credit losses280,351268,648555,090499,600

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's total interest expense?
United Bankshares (UBSI) reported total interest expense of $5.32M in Q2 2026.
How has United Bankshares's total interest expense changed year-over-year?
United Bankshares's total interest expense decreased by 11.6% year-over-year, from $6.02M to $5.32M.
What is the long-term trend for United Bankshares's total interest expense?
Over 4 years (2021 to 2025), United Bankshares's total interest expense has grown at a 23.5% compound annual growth rate (CAGR), from $10.07M to $23.4M.
What does total interest expense mean?
This metric aggregates all interest costs incurred on interest-bearing liabilities, including customer deposits, short-term borrowings, and long-term debt. It serves as the primary cost of funds for the banking operation. Monitoring this helps assess the bank's cost of capital and sensitivity to interest rate fluctuations.

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