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Fidelity D & D Bancorp, Inc. FDBC Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$21.8M
Net income$7.5M+24.5%
EPS (diluted)$1.32

Balance sheet

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Cash & equivalents$155.0M-26.6%
Total debt$10.7M-4.4%
Total equity$244.7M+15.6%
Total assets$2.9B+5.5%

Cash flow

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Operating cash flow$7.6M-35.2%
CapEx$4.3M+2,394%
Free cash flow$3.3M-71.8%

Valuation

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Market cap$298.5M+18.4%
Enterprise value$154.25M+57.7%
P/E10.1×-0.6×
P/S3.6×

Profitability

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Net margin31.2%
FCF margin59.6%

Returns & leverage

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Return on equity13%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Fidelity D & D Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Fidelity D & D Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fidelity D & D Bancorp, Inc.'s bank owned life insurance?
Fidelity D & D Bancorp, Inc. (FDBC) reported bank owned life insurance of $59.79M in Q1 2026.
How has Fidelity D & D Bancorp, Inc.'s bank owned life insurance changed year-over-year?
Fidelity D & D Bancorp, Inc.'s bank owned life insurance increased by 2.3% year-over-year, from $58.46M to $59.79M.
What is the long-term trend for Fidelity D & D Bancorp, Inc.'s bank owned life insurance?
Over 5 years (2020 to 2025), Fidelity D & D Bancorp, Inc.'s bank owned life insurance has grown at a 6.0% compound annual growth rate (CAGR), from $44.29M to $59.4M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees or directors where the bank is the beneficiary. These assets are held to offset the costs of employee benefit plans and provide a tax-advantaged return on capital. It reflects the bank's strategy for long-term asset management and cost mitigation related to personnel expenses.