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First Financial Bancorp FFBC Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$226.3MBeat by $2.0M
EPS$0.74Beat by $0.05
Revenue estimate$224.3M
EPS estimate$0.69

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$270.8M
EPS estimate$0.82

Financials

Q2 2025

Income statement

See full
Revenue$226.3M+5.4%
Net income$70.0M+15.1%
EPS (diluted)$0.73+14.1%

Balance sheet

See full
Total debt$2.5B-35.5%
Total equity$2.6B+10.0%
Total assets$18.6B+2.6%

Cash flow

See full
Operating cash flow$69.8M+2.5%
CapEx$4.9M+50.5%
Free cash flow$64.8M+0.1%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.32B+9.5%
Enterprise value$4.78B-19.4%
P/E9.7×+0.6×
P/S2.7×+0.1×

Profitability

See full
Net margin28%-0.1pp
FCF margin31.5%-3.1pp

Returns & leverage

See full
Return on equity9.8%-0.6pp
Debt / equity1×-0.7×

Versus estimates

Revenue

Q2 2026$264.2MMiss by $6.1MQ1 2026$271.5MBeat by $13.6MQ4 2025$238.8MMiss by $10.2MQ3 2025$255.8MBeat by $26.1M
Q2 2025$226.3MBeat by $2.0M
Q1 2025$200.4MMiss by $14.6M

Diluted EPS

Q2 2026$0.80Beat by $0.02Q1 2026$0.77Beat by $0.07Q4 2025$0.80Beat by $0.01Q3 2025$0.76Beat by $0.03
Q2 2025$0.74Beat by $0.05
Q1 2025$0.63In line

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Questions, answered.

When did First Financial Bancorp report Q2 2025 earnings?
First Financial Bancorp (FFBC) reported Q2 2025 earnings on July 24, 2025 after market close.
What were First Financial Bancorp's Q2 2025 revenue and EPS?
First Financial Bancorp reported revenue of $226.3M and eps of $0.74 for Q2 2025.
Did First Financial Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $224.3M by $2.0M. EPS beat the consensus estimate of $0.69 by $0.05.
How did First Financial Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.4% from $214.8M a year earlier and eps grew 15.6% from $0.64.
Where can I find First Financial Bancorp's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000708955-25-000070) directly on SEC EDGAR. The filing index links above go to sec.gov.