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First Financial Bancorp FFBC Q3 2025 earnings

Reported October 23, 2025 · After market close

Revenue$255.8MBeat by $26.1M
EPS$0.76Beat by $0.03
Revenue estimate$229.7M
EPS estimate$0.73

Next report

Oct 22, 2026 (in a month)
Revenue estimate$270.8M
EPS estimate$0.82

Financials

Q3 2025

Income statement

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Revenue$234.0M+16.3%
Net income$71.9M+37.1%
EPS (diluted)$0.75+36.4%

Balance sheet

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Total debt$2.0B-27.8%
Total equity$2.6B+7.4%
Total assets$18.6B+2.2%

Cash flow

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Operating cash flow$89.8M+1.9%
CapEx$4.0M+9.9%
Free cash flow$85.8M+1.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$2.39B-0.7%
Enterprise value$4.41B-15.3%
P/E9.3×-1.6×
P/S2.7×-0.3×

Profitability

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Net margin29.2%+2.0pp
FCF margin30.5%-4.5pp

Returns & leverage

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Return on equity10.2%+0.5pp
Debt / equity0.8×-0.4×

FAQ

When did First Financial Bancorp report Q3 2025 earnings?
First Financial Bancorp (FFBC) reported Q3 2025 earnings on October 23, 2025 after market close.
What were First Financial Bancorp's Q3 2025 revenue and EPS?
First Financial Bancorp reported revenue of $255.8M and eps of $0.76 for Q3 2025.
Did First Financial Bancorp beat estimates in Q3 2025?
Revenue beat the consensus estimate of $229.7M by $26.1M. EPS beat the consensus estimate of $0.73 by $0.03.
How did First Financial Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 27.1% from $201.3M a year earlier and eps grew 38.2% from $0.55.
Where can I find First Financial Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000708955-25-000097) and the 10-Q periodic report (0000708955-25-000109) directly on SEC EDGAR. The filing index links above go to sec.gov.