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First Horizon FHN Commercial, Consumer & Wealth — Contract employment and outsourcing

Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$862.0M+6.2%
Net income$262.0M+20.2%
EPS (diluted)$0.53+29.3%

Balance sheet

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Cash & equivalents$1.9B
Total debt$5.5B0.0%
Total equity$9.2B+4.8%
Total assets$84.1B+3.2%

Cash flow

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Operating cash flow$278.0M-20.3%
CapEx$8.0M-11.1%
Free cash flow$270.0M-20.6%

Valuation

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Market cap$11.78B+8.9%
P/E11.5×-2.0×
P/S3.4×0.0×

Profitability

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Net margin29.6%+4.4pp
FCF margin30.4%

Returns & leverage

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Return on equity11.5%+2.4pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by First Horizon in its filing.

Tagged under the XBRL concept fhn:ContractEmploymentAndOutsourcingExpense.

The official record: First Horizon’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Horizon's commercial, consumer & wealth — contract employment and outsourcing?
First Horizon (FHN) reported commercial, consumer & wealth — contract employment and outsourcing of $2M in Q4 2025.
How has First Horizon's commercial, consumer & wealth — contract employment and outsourcing changed year-over-year?
First Horizon's commercial, consumer & wealth — contract employment and outsourcing decreased by 0.0% year-over-year, from $2M to $2M.
What is the long-term trend for First Horizon's commercial, consumer & wealth — contract employment and outsourcing?
Over 3 years (2022 to 2025), First Horizon's commercial, consumer & wealth — contract employment and outsourcing has grown at a -5.9% compound annual growth rate (CAGR), from $6M to $5M.
What does commercial, consumer & wealth — contract employment and outsourcing mean?
The cost of using temporary workers and outsourced service providers.
How do you interpret commercial, consumer & wealth — contract employment and outsourcing?
An increase may indicate a preference for variable labor costs over permanent headcount, or a need for specialized skills on a project basis.
How does commercial, consumer & wealth — contract employment and outsourcing compare across companies?
Standard operational expense; often compared against personnel expense to analyze the mix of internal vs. external labor.