What is FinWise Bancorp's market cap?

FinWise Bancorp (FINW) has a market capitalization of $191.3M and trades on NASDAQ.

What is FinWise Bancorp's revenue and profitability?

FinWise Bancorp generated $151.3M in trailing twelve-month revenue with net income of $15.6M, representing a net margin of 10.3%, with free cash flow of -$33.9M. These figures are based on the Q1 2026 filing.

Who are FinWise Bancorp's competitors?

FinWise Bancorp's key competitors include The Bancorp, SoFi Technologies, FB Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.

Who does FinWise Bancorp partner with?

FinWise Bancorp's notable partners include Upstart, Elevate, LendingPoint, and others.

What subsidiaries does FinWise Bancorp have?

FinWise Bancorp's subsidiaries include FinWise Bank, FinWise Investment, LLC.

Where is FinWise Bancorp headquartered?

FinWise Bancorp is headquartered in United States of America and employs approximately 162 people. It has been publicly traded since 2021.

FinWise Bancorp

FINW

FinWise Bancorp is a technology-focused financial holding company that operates primarily through its subsidiary, FinWise Bank.

Market cap

$191.34M-20.6%

Revenue$151.3M+80.5%

Net income$15.6M+24.0%

Free cash flow-$33.9M-518%

EPS (diluted)$1.10+20.9%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 29, 2026

Read the full report

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full

Revenue$42.7M+93.4%

Net income$2.7M-14.2%

EPS (diluted)$0.20-13.0%

Balance sheet

See full

Cash & equivalents$96.9M-19.4%

Total equity$196.6M+10.9%

Total assets$899.4M+11.9%

Cash flow

See full

Operating cash flow$19.7M+191%

CapEx$21.0K-82.1%

Free cash flow$19.7M+191%

Valuation & ratios

Valuation

See full

Market cap$188.46M-20.6%

P/E12.1×-5.1×

P/S1.3×-1.4×

Profitability

See full

Net margin10.3%-4.7pp

Returns & leverage

See full

Return on equity8.4%+0.9pp

Competitors

By market cap

SoFi Technologies, Inc.$21.7B-6.8%

ServisFirst Bancshares$4.8B+9.3%

The Bancorp$2.8B-5.3%

Byline Bancorp, Inc.$1.8B+39.9%

West Bancorporation$471.8M+48.7%

FB Bancorp, Inc.$253.1M+6.9%

Finward Bancorp$191.6M+59.4%

FinWise Bancorp$188.5M-19.8%

By revenue growth

FinWise Bancorp+80.5%

SoFi Technologies, Inc.+40.8%

The Bancorp+17.8%

West Bancorporation+17.3%

Finward Bancorp+8.8%

By net margin

ServisFirst Bancshares49.18%—

West Bancorporation37.13%+4.4pp

The Bancorp33.5%-3.8pp

SoFi Technologies, Inc.14.78%-3.6pp

Finward Bancorp14.24%+5.9pp

FinWise Bancorp10.34%-4.7pp

FB Bancorp, Inc.-3.86%—

Profile

FinWise Bancorp is a technology-focused financial holding company that operates primarily through its subsidiary, FinWise Bank. The company leverages proprietary technology and strategic third-party relationships to deliver consumer and small business lending solutions on a nationwide scale. Its core value proposition lies in integrating traditional banking stability with modern fintech-driven loan origination and distribution platforms.

Competitive position

A specialized niche player that bridges the gap between traditional community banking and high-volume fintech loan origination.

GeographiesUnited States

Customer segmentsSmall and Medium Businesses, Retail Consumers, Fintech Companies

Business modelBaaS (Banking as a Service), Interest Income, Fee-based Servicing

SuppliersFederal Home Loan Bank (FHLB) liquidity, Deposit brokers, Technology infrastructure providers, Credit bureaus

CustomersSmall business borrowers, Consumer loan applicants, Secondary market loan purchasers, Fintech partners

CountryUnited States of America

Listed2021

Employees162.0

CEOJames F. Noone

SectorFinancial Services

IndustryBanks - Regional

Websitefinwisebancorp.com

FilingsSEC EDGAR

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Questions, answered.

What is FinWise Bancorp's market cap?: FinWise Bancorp (FINW) has a market capitalization of $191.3M and trades on NASDAQ.
What is FinWise Bancorp's revenue and profitability?: FinWise Bancorp generated $151.3M in trailing twelve-month revenue with net income of $15.6M, representing a net margin of 10.3%, with free cash flow of -$33.9M. These figures are based on the Q1 2026 filing.
Who are FinWise Bancorp's competitors?: FinWise Bancorp's key competitors include The Bancorp, SoFi Technologies, FB Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does FinWise Bancorp partner with?: FinWise Bancorp's notable partners include Upstart, Elevate, LendingPoint, and others.
What subsidiaries does FinWise Bancorp have?: FinWise Bancorp's subsidiaries include FinWise Bank, FinWise Investment, LLC.
Where is FinWise Bancorp headquartered?: FinWise Bancorp is headquartered in United States of America and employs approximately 162 people. It has been publicly traded since 2021.