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Net Income at other companies

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$2.09M-2.7%
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$11.07M+38.8%
Customers Bancorp logo
Customers BancorpCUBI
$71.56M+17.4%

Segments

By segment

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BaaS$2.09M—
Traditional Banking$130K—
Treasury and Administration-$87K—

Other financials

Income statement

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Revenue$54.3M+117%
EPS (diluted)$0.15-48.3%

Balance sheet

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Cash & equivalents$93.6M+3.9%
Total debt$4.4M-16.9%
Total equity$199.2M+9.5%
Total assets$925.3M+9.8%

Cash flow

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Operating cash flow-$25.7M-40.1%
CapEx$21.0K-82.1%
Free cash flow-$25.7M-39.5%

Valuation

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Market cap$155.35M-43.6%
P/E11.4×-7.0×
P/S0.9×-1.8×

Profitability

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Net margin7.6%-7.6pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity7.2%-0.6pp
Debt / equity0×0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: FinWise Bancorp’s 10-Q, filed August 12, 2026.

Filed
Aug 12, 2026, 4:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001856365-26-000106
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total non-interest expense28,86214,91257,20029,230
Income before income taxes2,8045,4276,6019,863
Provision for income taxes6721,3301,7342,577
Net income$2,132$4,097$4,867$7,286
Earnings per share, basic$0.16$0.31$0.37$0.55
Earnings per share, diluted$0.15$0.29$0.35$0.52
Weighted average shares outstanding, basic13,112,58012,781,50813,066,23212,749,012
Weighted average shares outstanding, diluted13,673,16713,472,39413,658,48313,486,153

Item 1. Financial Statements (Unaudited)

FAQ

What is FinWise Bancorp's net income?
FinWise Bancorp (FINW) reported net income of $2.13M in Q2 2026.
How has FinWise Bancorp's net income changed year-over-year?
FinWise Bancorp's net income decreased by 48.0% year-over-year, from $4.1M to $2.13M.
What is the long-term trend for FinWise Bancorp's net income?
Over 4 years (2021 to 2025), FinWise Bancorp's net income has grown at a -15.5% compound annual growth rate (CAGR), from $31.58M to $16.09M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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