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FinWise Bancorp FINW Debt-to-equity

Debt-to-equity at other companies

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0.7×+0.7×
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0.2×-0.3×
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Finward BancorpFNWD
0.1×-0.4×
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0.1×-0.1×
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0.0×
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Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp

Where this comes from

Calculated from FinWise Bancorp’s reported figures.

Based on the most recent quarter.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's debt-to-equity?
FinWise Bancorp (FINW) reported debt-to-equity of 0× in Q4 2025.
How has FinWise Bancorp's debt-to-equity changed year-over-year?
FinWise Bancorp's debt-to-equity decreased by 25.2% year-over-year, from 0× to 0×.
What is the long-term trend for FinWise Bancorp's debt-to-equity?
Over 3 years (2022 to 2025), FinWise Bancorp's debt-to-equity has grown at a -23.0% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.