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Discontinued — last reported Q4 '25

Total debt at other companies

The Bancorp logo
The BancorpTBBK
$483.63M+3,357%
Finward Bancorp logo
Finward BancorpFNWD
$14.4M-79.9%
West Bancorporation logo
West BancorporationWTBA
$25M-39.7%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$23.14M-10.4%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $4.41M.

The official record: FinWise Bancorp’s 10-K, filed March 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's total debt?
FinWise Bancorp (FINW) reported total debt of $4.41M in Q4 2025.
How has FinWise Bancorp's total debt changed year-over-year?
FinWise Bancorp's total debt decreased by 16.9% year-over-year, from $5.3M to $4.41M.
What is the long-term trend for FinWise Bancorp's total debt?
Over 3 years (2022 to 2025), FinWise Bancorp's total debt has grown at a -14.4% compound annual growth rate (CAGR), from $7.02M to $4.41M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.