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FinWise Bancorp FINW Return on equity

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30.3%+3.8pp
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6.6%-1.1pp
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6.1%+3.9pp
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13.9%+2.6pp
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Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from FinWise Bancorp’s reported figures.

Based on trailing twelve months.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's return on equity?
FinWise Bancorp (FINW) reported return on equity of 8.4% in Q1 2026.
How has FinWise Bancorp's return on equity changed year-over-year?
FinWise Bancorp's return on equity increased by 12.6% year-over-year, from 7.4% to 8.4%.
What is the long-term trend for FinWise Bancorp's return on equity?
Over 4 years (2021 to 2025), FinWise Bancorp's return on equity has grown at a -31.2% compound annual growth rate (CAGR), from 39.2% to 8.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.