Financial Institutions FISI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 30.6%— | —— | 23.5%-3.0pp | 26.5%-12.1pp | |
| Returns | |||||
| Return on equity | 12.5%+20.6pp | -8.1%-19.8pp | 11.7%-0.7pp | 12.4%-3.5pp | |
| Return on assets | 1.2%+1.9pp | -0.7%-1.5pp | 0.8%-0.2pp | 1%-0.5pp | |
| Efficiency | |||||
| Asset turnover | 0×— | —— | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.7×+0.1× | 0.6×-0.5× | 1.2×-0.1× | 1.3×+0.9× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×+0.1× | |
| Per Share | |||||
| Book value per share | $30.95-14.7% | $36.28+23.4% | $29.39+12.1% | $26.22-17.3% | |
| Valuation | |||||
| Market capitalization | $761.27M+54.0% | $531.46M+62.0% | $328.08M-12.2% | $373.56M-25.8% | |
| Enterprise value | $900.46M+66.9% | $886.1M+3.6% | $855.2M-2.7% | $878.86M+27.1% | |
| Price / earnings | 9.6×— | —— | 6.5×-0.1× | 6.6×+0.1× | |
| Price / sales | 3×— | —— | 1.5×-0.2× | 1.7×-0.7× | |
| Price / book | 1.2×+0.4× | 0.9×+0.2× | 0.7×-0.2× | 0.9×-0.1× | |
| EV / sales | 3.6×— | —— | 4×-0.1× | 4.1×+0.7× | |
| Earnings yield | 10.4%+15.8pp | -7.8%-23.2pp | 15.3%+0.2pp | 15.1%-0.3pp | |
| Dividend yield | 3.3%-0.8pp | 3.5%-2.1pp | 5.6%+0.9pp | 4.7%+1.3pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Financial Institutions's ratios come from?
- Every ratio is computed from Financial Institutions's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
