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Flagstar Bank FLG Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender

Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender at other companies

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$0
Flagstar Bank logo
Flagstar BankFLG
$13M0.0%
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Alto Ingredients, Inc.ALTO
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Provident Financial ServicesPFS
$14.7M0.0%
Heritage Financial logo
Heritage FinancialHFWA
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BlackrockBLK
$6.58B+41.5%

Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.96B+20.2%
Enterprise value$24.69B+83.9%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender.

The source filing: Flagstar Bank’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 5:03 PM EST
Fiscal year
FY2025
Accession
0000910073-26-000025

We are subject to a special federal tax provision regarding our frozen tax bad debt reserve. At December 31, 2025, our federal tax bad debt base-year reserve was $62 million, with a related federal deferred tax liability of $13 million which has not been recognized since we do not expect that this reserve will become taxable in the foreseeable future. Events that would result in taxation of this reserve include redemptions of our stock or certain excess distributions by us.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Flagstar Bank's deferred tax liability not recognized amount of unrecognized deferred tax liability bad debt reserve for tax purposes of qualified lender?
Flagstar Bank (FLG) reported deferred tax liability not recognized amount of unrecognized deferred tax liability bad debt reserve for tax purposes of qualified lender of $13M in Q4 2025.
What is the long-term trend for Flagstar Bank's deferred tax liability not recognized amount of unrecognized deferred tax liability bad debt reserve for tax purposes of qualified lender?
Over 2 years (2023 to 2025), Flagstar Bank's deferred tax liability not recognized amount of unrecognized deferred tax liability bad debt reserve for tax purposes of qualified lender has grown at a 0.0% compound annual growth rate (CAGR), from $13M to $13M.
What does deferred tax liability not recognized amount of unrecognized deferred tax liability bad debt reserve for tax purposes of qualified lender mean?
Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender as reported by Flagstar Financial, Inc..

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