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Flagstar Bank FLG Guarantor Obligations - Maximum Exposure

Guarantor Obligations - Maximum Exposure at other companies

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Flagstar Bank logo
Flagstar BankFLG
$397M-43.2%

Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.82B+17.2%
Enterprise value$24.54B+82.8%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:GuaranteeObligationsMaximumExposure.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
Line itemJune 30, 2026December 31, 2025
Multi-family and Commercial real estate$566$553
One-to-four family including interest rate locks1,3021,031
Other loan commitments10,4719,099
Total loan commitments$12,339$10,683
Stand-by letters of credit397628
Total commitments(1)$12,736$11,311

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's guarantor obligations - maximum exposure?
Flagstar Bank (FLG) reported guarantor obligations - maximum exposure of $397M in Q2 2026.
How has Flagstar Bank's guarantor obligations - maximum exposure changed year-over-year?
Flagstar Bank's guarantor obligations - maximum exposure decreased by 43.2% year-over-year, from $699M to $397M.
What is the long-term trend for Flagstar Bank's guarantor obligations - maximum exposure?
Over 5 years (2020 to 2025), Flagstar Bank's guarantor obligations - maximum exposure has grown at a 10.8% compound annual growth rate (CAGR), from $375.88M to $628M.
What does guarantor obligations - maximum exposure mean?
The maximum potential amount of future payments the company could be required to make under guarantee arrangements.

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