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Flagstar Bank FLG Total Interest Expense

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.82B+17.2%
Enterprise value$24.54B+82.8%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest-bearing checking and money market accounts126162240329
Savings accounts97110198221
Certificates of deposit201287404595
Borrowed funds112165235333
Total interest expense5367241,0771,478
Net interest income440419883829
Provision for credit losses186418143
Net interest income after provision for credit losses422355865686

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's total interest expense?
Flagstar Bank (FLG) reported total interest expense of $112M in Q2 2026.
How has Flagstar Bank's total interest expense changed year-over-year?
Flagstar Bank's total interest expense decreased by 32.1% year-over-year, from $165M to $112M.
What is the long-term trend for Flagstar Bank's total interest expense?
Over 3 years (2021 to 2024), Flagstar Bank's total interest expense has grown at a 62.4% compound annual growth rate (CAGR), from $286M to $1.23B.
What does total interest expense mean?
Total interest paid on deposits, borrowings, and other funding sources

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