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Farmers & Merchants Bancorp FMAO Occupancy and equipment

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Other financials

Income statement

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Revenue$34.4M+15.9%
Net income$11.8M+53.0%
EPS (diluted)$0.86+53.6%

Balance sheet

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Cash & equivalents$156.4M+77.3%
Total debt$5.7M-10.4%
Total equity$384.7M+9.7%
Total assets$3.5B+4.7%

Cash flow

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Operating cash flow$10.8M+878%
CapEx$209.0K-70.9%
Free cash flow$10.6M+2,651%

Valuation

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Market cap$473.35M+40.3%
P/E11.8×+0.4×
P/S3.6×+0.6×

Profitability

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Net margin30.7%+3.8pp
FCF margin31.8%+3.5pp

Returns & leverage

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Return on equity10.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Farmers & Merchants Bancorp’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323955
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Noninterest Expense
Salaries and wages8,3817,56716,64815,445
Employee benefits2,3382,2654,7174,669
Net occupancy expense9311,0752,1002,274
Furniture and equipment1,5941,4143,1602,692
Data processing7781,0571,7721,614
Franchise taxes395397795794
ATM expense5617611,1371,252

ITEM 1 FINANCIAL STATEMENTS

FAQ

What is Farmers & Merchants Bancorp's occupancy and equipment?
Farmers & Merchants Bancorp (FMAO) reported occupancy and equipment of $931K in Q2 2026.
How has Farmers & Merchants Bancorp's occupancy and equipment changed year-over-year?
Farmers & Merchants Bancorp's occupancy and equipment decreased by 13.4% year-over-year, from $1.08M to $931K.
What is the long-term trend for Farmers & Merchants Bancorp's occupancy and equipment?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's occupancy and equipment has grown at a 19.3% compound annual growth rate (CAGR), from $2.18M to $4.43M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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