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Farmers & Merchants Bancorp FMAO Data processing and equipment

Data processing and equipment at other companies

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Other financials

Income statement

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Revenue$34.4M+15.9%
Net income$11.8M+53.0%
EPS (diluted)$0.86+53.6%

Balance sheet

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Cash & equivalents$156.4M+77.3%
Total debt$5.7M-10.4%
Total equity$384.7M+9.7%
Total assets$3.5B+4.7%

Cash flow

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Operating cash flow$10.8M+878%
CapEx$209.0K-70.9%
Free cash flow$10.6M+2,651%

Valuation

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Market cap$473.35M+40.3%
P/E11.8×+0.4×
P/S3.6×+0.6×

Profitability

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Net margin30.7%+3.8pp
FCF margin31.8%+3.5pp

Returns & leverage

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Return on equity10.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Farmers & Merchants Bancorp’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323955
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Employee benefits2,3382,2654,7174,669
Net occupancy expense9311,0752,1002,274
Furniture and equipment1,5941,4143,1602,692
Data processing7781,0571,7721,614
Franchise taxes395397795794
ATM expense5617611,1371,252
Advertising363356835859
FDIC assessment389448785913

ITEM 1 FINANCIAL STATEMENTS

FAQ

What is Farmers & Merchants Bancorp's data processing and equipment?
Farmers & Merchants Bancorp (FMAO) reported data processing and equipment of $778K in Q2 2026.
How has Farmers & Merchants Bancorp's data processing and equipment changed year-over-year?
Farmers & Merchants Bancorp's data processing and equipment decreased by 26.4% year-over-year, from $1.06M to $778K.
What is the long-term trend for Farmers & Merchants Bancorp's data processing and equipment?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's data processing and equipment has grown at a 1.3% compound annual growth rate (CAGR), from $3.5M to $3.69M.
What does data processing and equipment mean?
This metric encompasses costs associated with maintaining core banking systems, digital platforms, and data processing infrastructure. It reflects the bank's ongoing investment in technology to support customer service, security, and operational scalability. Increasing expenditures in this area are often necessary to remain competitive in digital banking.

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