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First Mid Bancshares, Inc. FMBH Allowance for credit losses

Allowance for credit losses at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$198.61M+18.9%
PNC Financial Services logo
PNC Financial ServicesPNC
$4.66B+2.6%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$142.06M-0.6%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$41.11M+14.7%
Northwest Bancshares logo
Northwest BancsharesNWBI
$150.05M+22.2%
CTB
Community Trust BancorpCTBI
$61.32M+7.7%

Other financials

Income statement

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Revenue$97.2M+15.4%
Net income$26.3M+18.7%
EPS (diluted)$1.06+14.0%

Balance sheet

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Cash & equivalents$477.0M+137%
Total debt$14.0M-2.1%
Total equity$1.1B+23.6%
Total assets$9.3B+22.7%

Cash flow

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Operating cash flow$25.1M-47.6%
CapEx$2.0M+1.6%
Free cash flow$23.1M-49.7%

Valuation

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Market cap$1.27B+31.1%
Enterprise value$804.37M-2.4%
P/E13.2×+1.2×
P/S3.5×+0.6×

Profitability

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Net margin26.5%+2.0pp
FCF margin27.9%-13.9pp

Returns & leverage

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Return on equity9.8%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Mid Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: First Mid Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Mid Bancshares, Inc.'s allowance for credit losses?
First Mid Bancshares, Inc. (FMBH) reported allowance for credit losses of $86.81M in Q1 2026.
How has First Mid Bancshares, Inc.'s allowance for credit losses changed year-over-year?
First Mid Bancshares, Inc.'s allowance for credit losses increased by 23.9% year-over-year, from $70.05M to $86.81M.
What is the long-term trend for First Mid Bancshares, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), First Mid Bancshares, Inc.'s allowance for credit losses has grown at a 12.3% compound annual growth rate (CAGR), from $41.91M to $74.88M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.