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F.N.B. Corporation FNB Insurance — Salaries and employee benefits

Other segment segments

Community Banking
$119M+4.4%
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$12M+9.1%

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
(in millions) / At or for the Three Months Ended June 30, 2026Community Banking / At or for the Three Months Ended June 30, 2026Wealth ManagementInsuranceParent and OtherConsolidated
Other20(1)19
Total non-interest income69216197
Non-interest expense:
Salaries and employee benefits119124135
Other107218118
Total non-interest expense2261458253
Income tax expense (benefit)412(4)39
Net income (loss)$152$5$1$(9)$149

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's insurance — salaries and employee benefits?
F.N.B. Corporation (FNB) reported insurance — salaries and employee benefits of $4M in Q2 2026.
How has F.N.B. Corporation's insurance — salaries and employee benefits changed year-over-year?
F.N.B. Corporation's insurance — salaries and employee benefits decreased by 0.0% year-over-year, from $4M to $4M.
What is the long-term trend for F.N.B. Corporation's insurance — salaries and employee benefits?
Over 3 years (2022 to 2025), F.N.B. Corporation's insurance — salaries and employee benefits has grown at a 0.0% compound annual growth rate (CAGR), from $15M to $15M.
What does insurance — salaries and employee benefits mean?
This represents the total compensation costs, including wages, bonuses, and benefits, for personnel employed within the insurance segment. It is the primary driver of operating expenses for service-based business units. Tracking this metric helps evaluate labor efficiency and the cost of human capital relative to segment revenue.

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