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F.N.B. Corporation FNB Payments to Purchase Loans Held-for-sale

Payments to Purchase Loans Held-for-sale at other companies

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First HorizonFHN
$1.05B+87.6%

Other financials

Income statement

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Revenue$450.0M+9.5%
Net income$137.0M+17.1%
EPS (diluted)$0.38+18.8%

Balance sheet

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Cash & equivalents$2.7B+8.8%
Total debt$4.4B-6.6%
Total equity$6.8B+6.0%
Total assets$50.6B+3.3%

Cash flow

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Operating cash flow$151.0M+136%
CapEx$18.0M-14.3%
Free cash flow$133.0M+209%

Valuation

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Market cap$6.49B+23.5%
Enterprise value$8.27B+8.5%
P/E11.1×-0.3×
P/S3.6×+0.3×

Profitability

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Net margin32.4%+3.7pp
FCF margin25.8%+2.3pp

Returns & leverage

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Return on equity8.9%+1.4pp
Debt / equity0.7×-0.1×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToPurchaseLoansHeldForSale.

The official record: F.N.B. Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is F.N.B. Corporation's payments to purchase loans held-for-sale?
F.N.B. Corporation (FNB) reported payments to purchase loans held-for-sale of $396M in Q1 2026.
How has F.N.B. Corporation's payments to purchase loans held-for-sale changed year-over-year?
F.N.B. Corporation's payments to purchase loans held-for-sale increased by 20.7% year-over-year, from $328M to $396M.
What is the long-term trend for F.N.B. Corporation's payments to purchase loans held-for-sale?
Over 4 years (2021 to 2025), F.N.B. Corporation's payments to purchase loans held-for-sale has grown at a -5.2% compound annual growth rate (CAGR), from $2.03B to $1.64B.
What does payments to purchase loans held-for-sale mean?
This represents cash outflows used to acquire loans specifically intended for secondary market sale rather than long-term portfolio retention. It reflects the bank's activity in mortgage banking or loan brokerage operations. Monitoring this helps investors understand the scale of the bank's loan origination and distribution business model.